Who Am l??

Question: I dig out tiny caves, and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help, yet many people are afraid to let me help them. Who am I?

Riddle Discussion

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What am I? (medium)

Question: A vivid reality, a naked morality, a place where wishes come true.