What Am I Riddles

Question: What is hot but doesn't burn?

Question: What small place has a lot of money?

Question: Sometimes I`m good, sometimes I`m bad Sometimes you wait for me, sometimes you fear me Sometimes you see me, sometimes you hear me... Sometimes you make me, sometimes you even spread me What am I?

Question: I rise and fall no matter what, only at finals rest do I not budge, what am I?

Question: While you were folding a letter I got you.
Usually you will do whatever it takes to avoid me,
but now you can't help but find me.

What am I?