What Am I Riddles

Question: Touching me is inevitable, I send chills down spines, yet none fear me. What am I?

Question: I am made throughout the world, I am a masterpiece. And to your ears, I am but a humble feast. I am but a traveler, depicted through paper as a start, I can even be made through the work of your heart. What am I?

Question: What's black, white, and red all over?

Question: I dig out tiny caves, and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help, yet many people are afraid to let me help them. Who am I?

Question: I can be found all around the world I can be stricken but not feel it Both the moon and the sun know who I am I can be seen twice a day and 730 times a year What am I?