Some use me, while others do not

Question: Some use me, while others do not.
Some remember, while others have forgot.
For profit and gain I'm used expertly, I can't be picked off the ground or tossed in the sea.
Only gained through patience and time, can you unravel my rhyme?

Riddle Discussion

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Question: I live with first ones ,they use me well! For the others I am hell! For the third ones I am useless,you can't touch me but you can see me! I am always there within you! Seek for me and and I'm right there! What am I?